Care-free approvals
Put those hands up in the air without a care and get ready to start shopping without blowing your grocery budget.
That way, when they ask, “Can we keep it?” the answer is already “Yessssss!”
How it works
- We’ll ask you a few questions about yourself and what you’re looking for.
- We’ll look at your credit history and see what you’re eligible for.
- We’ll determine a realistic number for your budget based on your personal, unique circumstances.
- Within a business day, you’ll receive an email listing what you have been pre-approved for and a curated list of vehicles that suit your budget.
- You pick the right vehicle and complete your purchase online.
- We deliver it to your driveway!
Buckle up! You’re
in for a quick ride.
Get approved fast. No strings. No stress. Just smooth roads ahead.
If at any point we’re going a little too fast n’ furious, give us a call or open the live chat. We’re here waiting.
Getting to know you
Let’s start with the easy stuff. Hi, we’re Carpal. What’s your name?
We need your full, legal name. Enter your first, middle and last name below.
Getting to know you
When can we wish you a happy birthday?
Your birthday helps us verify your identity. Please select the year, month, and day you were born from the calendar below.
Getting to know you
How can we get in touch with you?
We need your phone number, email address and home address.
Getting to know you
How long have you lived at this address?
Do you own your house, rent, or live with friends/family?
Don't worry, we won't ask for everyone
and the dog's name, too.
What do you do?
What’s your employment status?
What do you do?
What’s your position?
What company do you work for?
How long have you worked there?
How much do you make a month?
How can we reach your employer?
What do you do?
Do you have any side hustles?
If yes, what are your other sources of income?
How much extra dough do you make from your side hustles on a monthly basis?
Great! Thank you!
We’re done with the first-date questions.
Now, we’re getting to the important stuff...
A little personal
We’re getting a bit more personal here, but don’t worry. Carpal is a no-judgement zone, and we work with different types of lenders to get you the best rate, no matter your credit situation.
Have you ever been declined before?
If yes, don’t worry! We’re going to work with our lenders to make sure it doesn’t happen again.
That’s the benefit of having Carpal by your side.
A little personal
What’s your credit like?
Knowing your credit situation helps us match you with the right lenders and financing options.
Do you have a co-signer available?
Having a co-signer available can sometimes help improve your approval options, but it isn’t required.
A little personal
Have you ever had a vehicle repossessed?
Thank you for being honest with us. This helps us work with the right lenders for your situation.
What’s your SIN card number?
This is optional, but providing it can help us process your application more efficiently.
Last handful! 5 more!
What you want
What type of vehicle are you looking for?
What you want
What’s the maximum down payment you’d like to make?
What’s the maximum monthly payment you’re comfortable with?
Are you trading in a vehicle?
Great! Let’s see what we can do!
We’re on it!
Thanks for taking the time to complete your application.
Our care team will review your information and start working with our lenders to find the best possible option for you.
We’ll be in touch soon!
How did you hear about us?
Thank you!